Fintech · Data Network Est. MMXXVI SER № 04-1E6B-4F · LEGAL TENDER FOR DATA

The data network, drawn line by line.

Engrave is the connective tissue between a person's bank and the apps they trust. We move account truth — balances, identity, income — with the care of a mint and the speed of a wire. No screen-scraping. No selling the ledger. Just clean, consented rails.

Issue a key Read the plate 3-line integration · sandbox in minutes
E E
“The Keyholder” Plate № 1 · Recto
The Engravings№ 01 / 05

Four plates. One network of consent.

Each product is a plate in the press — a clean primitive an engineer can stamp into a flow. Composable, auditable, and built so the data only ever moves when the account holder says so.

PLATE A

Verify an account in one hop.

A single consented connection returns ownership, routing, and a live balance — already reconciled against the institution of record. The screen-scrape era ends at the seal.

  • Instant account & routing numbers
  • Real-time available balance
  • Ownership & identity match in the same call
A
THE PRESS RUN
11,400institutions on the rail, on six continents
99.98%connection uptime, trailing 90 days
420msmedian verified-balance round trip
times we have sold a user's ledger — and counting
PLATE B

Move money where the account already lives.

Pay-by-bank rails that settle against verified balances, so a charge clears the first time. Lower fees than cards, no stored credentials, and a refund path that doesn't require a phone call.

B
PLATE C

Income, etched not estimated.

Employment and income drawn straight from payroll and deposit history — underwriting on truth, not a pay-stub photo.

C
PLATE D

Every transaction, read aloud.

Raw memos become a merchant, a category, and a clean logo — enrichment your users can actually recognize in their feed.

D
The Engraving Process№ 02 / 05

From handshake to verified, in four strikes.

No SDK bloat, no vendor lock at the data layer. Drop in the link, let the holder consent, and read the result — every step recorded in a tamper-evident consent ledger you can show an auditor.

01 Drop the Link. Three lines of code render a hosted, branded consent flow. The user picks their institution from 11,400; we never touch your front end's credentials. ~ 3 lines
02 The holder consents. Scope-by-scope, in plain language — "share balance, not transactions." The grant is signed, timestamped, and revocable from a single dashboard, forever. Plain-language
03 We strike the plate. Engrave authenticates directly with the institution — token-based where the bank supports it, never a stored password — and returns a clean, typed object. No scraping
04 Read the impression. One webhook, one JSON. Balances, identity, income — already reconciled. The consent ledger shows exactly what was shared, when, and on whose say-so. One webhook
The Anti-Counterfeit Plate№ 03 / 05

A guilloche no machine can forge.

Every consent grant is sealed with a mathematical guilloche — a rose-engine pattern derived from the grant itself. Tamper with one byte and the lines no longer close. It's the oldest anti-fraud trick on Earth, taught to do new work.

Drag the dial — or focus it and use the arrow keys — to re-engrave the seal

7Petals
1.62Ratio φ
0xE1·6B4FSeal hash
E
“We replaced four scrapers with one Engrave key. Failure rates fell off a cliff, and for the first time our risk team could point an auditor at a single ledger and say: here is exactly what we hold, and exactly who said yes.”
Dana WhitlockVP Risk Engineering · Northsound Credit
Denominations№ 04 / 05

Pay for the impressions you pull.

Metered by verified call, never by seat. Sandbox is free and unmetered forever, because the network is only worth something once you've stamped a real one.

Engraver
$0/ sandbox

For the build. Every plate, full fidelity, against mock institutions — no card, no clock.

  • All four plates, sandbox mode
  • Hosted consent flow
  • Consent-ledger preview
Start in sandbox
Most struck
Mint
$0.14/ verified call

For production. Live institutions, volume tiers, and an SLA your incident channel can quote back.

  • 11,400 live institutions
  • Pay-by-bank rails included
  • 99.9% SLA, 24/7 on-call
  • Volume tiers from 100k calls
Issue a live key
Treasury
Let's talk

For the regulated. Dedicated tenancy, data residency, custom institution coverage, and a name on the deal.

  • Region-pinned data residency
  • Private institution onboarding
  • Named solutions engineer
Talk to the mint
The Watermark№ 05 / 05

Held to the light, nothing hides.

A data network earns its keep on trust, not features. Ours is engraved into the architecture: the holder owns the grant, the auditor sees the ledger, and we never, ever sell the impression.


01 · Consent is the rail

Nothing moves without a signed, scoped, revocable grant from the account holder. Revoke once and every downstream copy expires.

02 · No password vaults

Token-based connections where the institution supports them. We are not a warehouse of your users' banking credentials.

03 · We don't sell the ledger

Our revenue is the verified call, full stop. The data is the user's; we are paid to move it, not to keep it.

Open a line of data

Stamp your first impression today.

Sandbox is free, unmetered, and live in the time it takes to read this paragraph. Bring a flow; we'll bring the rail.